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Personal financial tips3/1/2024 They often do what behavioral economists call "mental accounting," earmarking special money for this and that. Of course, many people don't think this way. Absent some financially advantageous reason to do so (like the ability to get subsidies or a lower tax rate), it doesn't make sense to set aside savings for specific purposes, like a new car or a future vacation or a down payment on a house. That being said, I do think that there is something to this notion of being disciplined and learning to live within your means at a young age." How Should You Think About Your Budget? "On the one hand, I do have a lot of sympathy for the view that you might be unnecessarily depriving yourself in your twenties and even thirties when, very predictably, your income will likely be much higher in later decades. So who wins on this point? "I'm actually agnostic about it," Choi says. This motivation, he says, "is almost always missing from economic models of optimal saving - a potentially important oversight." In other words, some of us might need to adopt hard-and-fast saving rules at a young age to develop the discipline needed to lead more affluent lives, even if that's less than optimal from a traditional economic perspective. Where thinkfluencers and old-school economics really depart from each other, Choi says, is "the usefulness of establishing saving consistently as a discipline," Choi says. Of course, economists also recognize the power of compound interest. As a result, wealth snowballs over time, so saving a large percentage earlier could make a lot of sense. The longer you save money, the more interest it accrues. In arguing this, the thinkfluencers often cite the power of compound interest. It doesn't matter if you're 20 or 30 or 50 they implore you to stash money away immediately and invest it for your future. Reading through popular finance books, however, Choi finds that the vast majority of popular authors offer advice that contradicts this approach: throughout your life, the thinkfluencers say, your goal should be to live within your means and save a consistent percentage of your income. Once they start making money, he says, they should probably pay down that debt quickly since credit card companies charge high interest rates. "I tell my MBA students, 'You of all people should feel the least amount of guilt of having credit card debt, because your income is fairly low right now but it will be, predictably, fairly high in the very near future,'" Choi says. You want to smooth that over time." The sort of ideal scenario: you start off adulthood saving little or nothing or even taking on debt, then you save a lot during your prime-age earning years, and then you spend those savings when you retire. The idea, Choi says, is "you don't want to be starving in one period and overindulged in the next. Economists call this "consumption smoothing," and it's a feature of standard economic models of how rational people save and invest over their lifetime. That's because you're likely going to earn a bigger paycheck when you're older, and to really squeeze the enjoyment out of life, it might make sense to live a bit beyond your means at the moment and borrow from your future, richer self. When it comes to saving money, many economists offer somewhat counterintuitive - and, dare I say, potentially irresponsible - advice: if you're young and on a solid career track, you might consider spending more and saving less right now. So, who's right in this financial royal rumble? The authors of self-help finance books or the stalwarts of traditional economic theory? While Choi doesn't always provide definitive answers, this debate might spark some ideas on how you can more effectively handle your finances. But, Choi says, the advice of popular finance thinkfluencers, who tend to concentrate on helping us overcome our flaws and foibles, might actually be more effective in some cases. And so, he says, classic economic theory may still provide a good overall guide for how to maximize your financial well-being. In a way, Choi says, behavioral economists like him try to help people overcome their shortcomings and achieve their financial goals as if they were the savvy creatures of old-school theory. Behavioral economics, which has pretty much taken over the field, emphasizes that people are quirky, often irrational, and prone to errors. Traditional economic models portray humans as hyper-rational, disciplined creatures, who always make optimal financial choices for themselves. That's because he's a behavioral economist who doesn't swallow the canon of old-school economics hook, line, and sinker. And, yes, Choi is an economist, but he may be a more impartial referee of this smackdown than you'd think.
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Fortnite map3/1/2024 You shouldn’t stand still for a moment, make sharp turns and trust your aim. The pace on this map is much faster than in the normal battle royale mode. A map where everyone can kill their opponent with a single bullet, trying to get 50 eliminations to become victorious. Although it’s more fun with your friends, you can also play alone. One Shot Gun Game is one of the most competitive maps of Fortnite Creative. Try not to be late for class, or the other players might get a little pissed off. You can play the High School Roleplay map with the code 6351-9562-0264. It’s much more advanced than many normal maps with features like an open world, day and night cycle, work jobs, and much more. Whether you’re a teacher or a student, there are many things you can do on this map. If you know anything about roleplaying games or have ever joined an RP server in GTA Online, you’ll love this map! High School RP was designed by tiny and is a totally safe and fun roleplaying Fortnite Creative map. It is a great option to escape from the classic and stressful battle royale experience. You can play this map by entering the code 1387-7831-4752. With 351 unique parkour levels, the Fortnite Creative map will put your movement skills to the test.Ĭonsidering that the map was specifically designed with Duos in mind, you will certainly have a lot of fun competing with your friends. If you enjoy deathruns, this map will be great for you. This map was designed by the creator Candook and has a very fun parkour mode, as the name suggests. The map is very popular, so you’ll also be able to match up with other players. You can access the Prop Hunt map by entering the code 4705-9334-1096. However, our choice is the Sponge Prop Hunt, a map inspired by SpongeBob. Many talented Creative players have made entertaining maps that allow you to turn into props. If you’re looking for a Prop Hunt game in Fortnite, you’re in luck. After all, why not? It’s a perfect game to play with your friends. While the mode may not be as popular as it was during the peak of the coronavirus pandemic, millions of players still enjoy it. Prop Hunt has been one of the most popular game modes over the past few years. A lot of attention to detail has gone into creating this map as close to its source material as possible and will be sure to evoke nostalgia in players who remember the map.We have prepared eight maps we like to play and recommend you try it out with your friends. Players will battle it out the Black Ops map while the zone begins to close around them. One of the most popular Zone Wars experiences, Town Zone Wars brings a familiar location from the Call of Duty series modeling the map after the iconic map Nuketown. By reducing the number of large structures on the island most players are going to find very impressive FPS inside the mode and having every player start with a set inventory is going to stop bugs from occurring after updates. This specific community game mode was created with player optimization in mind. While it is not a box fighting game mode Rugged Rocks have the speed of a Box Fighting match with the depth of Zone Wars seeing the zone close in completely after two minutes and 40 seconds. Being mostly barren, there are few structures on the island, so building is going to be most important to stay alive. One of the smallest zone wars maps, this island is sure to have the player enter straight into the action.
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Itranslate voice app cnet review3/1/2024 The terms and conditions may have this condition where I have unknowingly accepted for my card to be charged even after deleting the app is a dick move. Once the app was removed, my card was still charged after the trial period ended post deletion of the app. Not reading the terms and conditions is always the consumers fault, but most people don’t read them while installing the app especially if it is advertised as free. To use the offline mode, you need to download language packs. * Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal.Īn internet connection is required to use the app. The cancellation will take effect the day after the last day of the current subscription period, and you will be downgraded to the free service. This must be done 24 hours before the end of a free trial or subscription period to avoid being charged. * You can cancel a free trial or subscription anytime by turning off auto-renewal through your iTunes account settings. * Please note: any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period. * Your free trial subscription will automatically renew to a paid subscription unless auto-renew is turned off at least 24 hours before the end of the free trial period. The price corresponds to the same price segment, which are set in the ""Apple's App Store Matrix"" for other currencies. Subscriptions are billed monthly or annually at the rate selected depending on the subscription plan. Visit or contact us at languages & dialects for translation:Īfrikaans, Albanian, Arabic, Armenian, Azerbaijani, Basque, Belarusian, Bengali, Bosnian, Bulgarian, Catalan, Cebuano, Chichewa, Chinese (Simplified), Chinese (Traditional), Croatian, Czech, Danish, Dutch, English, Esperanto, Estonian, Filipino, Finnish, French, Galician, Georgian, German, Greek, Gujarati, Haitian Creole, Hausa, Hebrew, Hindi, Hmong, Hungarian, Icelandic, Igbo, Indonesian, Irish, Italian, Japanese, Javanese, Kannada, Kazakh, Khmer, Korean, Lao, Latin, Latvian, Lithuanian, Macedonian, Malagasy, Malay, Malayalam, Maltese, Maori, Marathi, Mongolian, Myanmar (Burmese), Nepali, Norwegian, Persian, Polish, Portuguese, Punjabi, Romanian, Russian, Serbian, Sesotho, Sinhala, Slovak, Slovenian, Somali, Spanish, Sundanese, Swahili, Swedish, Tajik, Tamil, Telugu, Thai, Turkish, Ukrainian, Urdu, Uzbek, Vietnamese, Welsh, Yiddish, Yoruba, Zulu Featured many times in Apple TV ads and on the App Store.200 million downloads and over 1 million App Store reviews!.AR Mode for Real-time Object Translation.Lens: Use your camera to instantly translate menus or signs and more.
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Attakus han solo carbonite2/29/2024 If you cannot abide by these terms and conditions, PLEASE do not bid.277139 Star Wars Elite Collection Statue Han Solo in Carbonite 18 cm 132.99 132.99 USD Invisible 1001Hobbies/ 1001Hobbies/Other / 1001Hobbies/Pop Culture/Movies and TV series/Star Wars action figures and merch/ 1001Hobbies/Pop Culture/Geek Figures/Mini-figures/ 1001Hobbies/Pop Culture/Geek Figures/Statues/ 1001Hobbies/Pop Culture/Movies and TV series/ 1001Hobbies/Pop Culture/Geek Figures/ 1001Hobbies/Other /Gift ideas - Pop culture/ 1001Hobbies/Pop Culture/ 1001Hobbies/Les univers 1001hobbies/Star Wars and Sci-Fi/ 1001Hobbies/Pop Culture/Movies and TV series/Star Wars action figures and merch/Star Wars Figures/ Star Wars Elite Collection Statue Han Solo in Carbonite 18 cm This Elite Collection Star Wars Statue is beautifully crafted by the expert artists at Attakus, every detail is captured in cold-cast resin. Item Value: Customs forms will be noted with the ACTUAL final values of the item- NO EXCEPTIONS.Shipping Method: We ship all International Parcels via Priority Mail International unless otherwise listed- NO EXCEPTIONS!!!.If there is a problem with a transaction, please contact us and allow us the opportunity to work it out to your satisfaction before leaving negative feedback. We try our best meet customer's needs and to make sure all transactions are completed in a satisfactory manor.Bossk took the young clone under his wing and taught him the bounty hunters ways. Young Boba Fett was a special case, however.
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Japanese tinierme dream selfy maker2/29/2024 **** PLEASE CHECK REGULAR UPDATES THANK YOU! **** This is to lessen problems like frame is pushed too much at the left.Ĭopy that and replace the numbers for the width and height! Optimal width and height ratios for Microsoft Edge is width=430 & height=640 it will work after.Īlso, /selfy/gacha/h… does not work anymore. Thank you!įirefox & Microsoft Edge works in playing SWF files without self-downloading error.Īccording to Serenity-Blue , for anyone who had the same issues when the "" loads nothing, change the 2 to any number between 1 and 4. Google Chrome 60 and above cannot let SWF files play. swf saving issue! (Taken from Reddit)Ĭhanged the Catalog link to li.nu/attrade/gacha.php These work very well and the li.nu is more updated compared to gachaholic. Since this is a tutorial for style of avatar with a twist o But it is relatively easier if you are the type of person who likes paying attention to set mixing. Since it has different sets per year, the choice of clothing will be a bit different and a bit more difficult because you cannot search for a specific item or clothing piece unlike in the atgames-boo. The Gachaholic catalog is similar to the atgames-boo catalog, but the difference is that there are sets being laid out on the year each set was made by atgames.jp. So as you have read in the first guide and the second guide about how to make avatars, this will be a guide on how to use the Gachaholic catalog. The guide for Gachaholic is now here!ĭreamSelfy Avatar Making Guide Part 3: Gachaholic~So this is the third guide for the dreamselfy avatar making! We used to use a VPN but the site doesn't work on the VPN we used. Note: ATGAMES-BOO.COM DOESN'T WORK ANYMORE (on other servers except Japan server). ~ THIS JOURNAL MAY UNDERGO EDITING IN THE FUTURE FOR ADDED CLARIFICATIONS ~ Hope you guys get to use the AtGames.JP method! If there are any questions, you guys may comment. Take note this is for the PC/MAC only for the base character to appear visible. According to my friend, just zoom in to get a good HD quality then take the screenshot. To save the character, use Print Screen or Screen Dump. Press "Enter" in your keyboard to confirm the link and then the character may show~ NOTE: the code names used for the codes to be inputted:Ĥ. It should look a little something like this: Once you choose the clothing item you like, copy the 10XXXXXX code, which may look like 10880005 orġ0880371, and paste it in between the "=" sign and the "&" sign in the base link. For example is this link for tops and hair.ģ. There should be an "Enter" button at the bottom of the list, but it is in Japanese unless you use Google Translate. Choose a clothing type for the base, then click the "Enter" button. Just scroll down the screen and you'll see the list in Japanese and icons of the items. You can check out the list of clothing items you want to pick at the lower left corner. From the catalog, select the type of clothing that you want to check out (rely on the icons if you don't understand Japanese). Oh yeah, it also works on MAC, according to my friend.Ģ. Take note that the base figure doesn't work on mobile (but the catalog does, which is strange), so it is best to use the PC. The catalog is in Japanese and the base figure is pretty much a plain doll without any clothes. Which are for the catalog and for the base figure. Since this is a tutorial for style of avatar (examples of the style are Japanese fair, Flower fairy and Night priestess), you guys have to follow these simple steps.ġ. Which is, I hope, easier for you guys to understand and get a grasp of what TinierMe is like before and after its launch and shut down. So is the site mentioned in the earlier journal so you guys can click on the link and read the basic introduction and info.
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Vga connector pinout2/29/2024 Shorter VGA cables are unlikely to cause significant signal attenuation. There is no standard that defines the quality required for each resolution, but high-quality cables usually conclude coaxial wiring and insulation, making them thicker. The same VGA cable can be used for various supported VGA resolutions, ranging from 320 × 400px Hz, or 320 × 480px Hz (signal bandwidth is 12.6 MHz) to 1280 × 1024px (SXGA) Hz (160 MHz) and up to 2048 × 1536px (QXGA) Hz (388 MHz). In addition, depending on the hardware and software, monitor detection is sometimes unreliable when hot-plugging a VGA connection. However, there is nothing in the design to ensure that the ground pin forms the first contact or the last contact in the connection, so hot swapping may introduce a surge in the signal line, which may or may not be fully protected It is protected from damage. The design of the VGA interface is not hot-swappable (that is, users cannot connect or disconnect output devices while the host is running), although it can be done in practice, and usually does not cause hardware damage or other problems. Devices that meet the standards of the DDC host system can provide a voltage of 5 V ± 5% and provide a current of at least 50 mA to a maximum of 1 A. The four pins possessed Monitor ID bits, which were rarely used VESA DDC redefines some of these pins and replaced the key pins with a +5 V DC power supply. In PS/2, the pin 9 was locked by inserting a female connector hole this prevented a non-VGA 15-pin cable from being inserted into the VGA socket. When the system unit is turned on, it turns on a specific monitor. The IBM PS/55 Display Adapter defined pin 9 as “+ 12V”. When the cable is disconnected (the pin is not connected to the ground), the screen shows a white screen. The IBM 8513 monitor defined pin 5 as “Self Test”. The original IBM PS/2 defined different signal assignments. VGA connectors and cables carry analog component RGBHV (red, green, blue, horizontal sync, vertical sync) video signals and VESA Display Data Channel (VESA DDC) data. On laptop computers or other small devices, sometimes a mini-VGA port was used instead of a full-size VGA connector. Many video cards, computer monitors, laptop computers, projectors, and high-definition televisions provided 15-pin VGA connectors. What is VGA connector? The Video Graphics Array (VGA) connector is a three-row 15-pin DE-15 connector. Tip: You may be interested in this post: What Is USB to HDMI Adapter (Definition and Work Principle).
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Italian ice box cake2/29/2024 If you need more room for slices, arrange on additional sheets of parchment paper, then layer dough-covered papers on top of each other on a baking sheet in the freezer, switching them out as you bake each batch.ĥ Position a rack in the center of the oven heat to 350 degrees. Place slices about 1-inch apart on a parchment-lined baking sheet freeze at least 10 minutes. If dough is too soft to shape into logs, form into a disk (or loose log shape), wrap in plastic wrap, then freeze about 20 minutes or just until cold enough to shape into logs.Ĥ To bake, unwrap one log cut into thin (about 1/8-inch) slices, rotating log as you cut to keep it from flattening. Tighten plastic wrap around logs freeze at least 2 hours or overnight. Roll logs along the counter, still wrapped in plastic wrap, to shape into cylinders. Loosely wrap dough, forming each half into a log about 2 inches wide. Scrape sides of the bowl to fully incorporate all ingredients.ģ Divide dough in half place each half on a sheet of plastic wrap. On low speed, beat until dough just begins to pull away from the bottom of the bowl and forms a cohesive mass. Add pistachio paste beat just until incorporated. Scrape sides of the bowl with a rubber spatula. Add milk mixture to the butter-sugar mixture with mixer on medium-low speed beat until just combined. (You can also mix with electric beater or by hand.) Scrape sides of the bowl with a rubber spatula.Ģ In a small bowl, whisk milk and corn syrup to combine. In the bowl of a stand mixer fitted with the paddle attachment, cream sugar, butter and vanilla and almond extracts on medium-low speed until slightly fluffy, about 2 minutes. Pistachio-chocolate whipped cream, see recipeġ For the wafers, whisk together flour and salt in a medium bowl. Makes: about 3 cupsġ/2 cup coarsely chopped toasted pistachios On medium-high, whip cream until it holds stiff peaks that stand upright when the whisk is raised. Add 3 tablespoons confectioners' sugar 1 1/2 tablespoons each fresh lemon juice, finely grated lemon zest and limoncello (an Italian lemon liqueur, optional) and 1/2 teaspoon lemon extract, or to taste. Pour 1 1/2 cups whipping cream into a chilled metal bowl beat on medium with electric beater or in a stand mixer until thickened. If you want to remove the cake from the pan for serving, line it with plastic wrap before building the layers. Note: The dessert also can be made in 8-by-4-inch loaf pans you will have enough pudding and strawberries for two. Nutrition information per serving (for 12 servings): 295 calories, 14 g fat, 8 g saturated fat, 99 mg cholesterol, 38 g carbohydrates, 5 g protein, 212 mg sodium, 1 g fiber Remove plastic wrap from cake scatter reserved strawberries on top. Spread the top of the cake with whipped cream. Continue layering in this order (pudding, ladyfingers, strawberries) until you run out or reach the top of the pan, no matter what layer you end on. Layer some remaining strawberries over the ladyfingers. The goal is a solid layer of ladyfingers.Ĥ Set aside about 1/4 cup sliced strawberries for garnish. Cover as much of the pudding as possible with a layer of ladyfingers, filling any gaps with broken ladyfingers. Prepare lemon whipped cream.ģ To assemble cake, spread a generous layer of pudding on the bottom of an 8-by-8-by-2-inch baking pan. Let the pudding cool slightly it should still be warm and relatively pourable when you layer it with the ladyfingers. Add butter and lemon extract whisk until they are incorporated. Remove pan from heat.Ģ Strain pudding through a medium-mesh wire sieve into a heatproof bowl. When the mixture begins to thicken and bubbles begin popping on the surface, turn heat to medium and whisk vigorously, 45 seconds. Whisk in milk, cream, lemon juice and zest until combined. 3 cups fresh strawberries, hulled, thinly slicedġ For the pudding, combine granulated sugar, cornstarch and salt in a medium saucepan.
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Backblaze b2 api2/29/2024 0.1.81 Switch targeting to netstandard1.0.1.9 Added Lifecycle Rules and Cache Control to bucket creation and updating.0.1.92 Fixed Lifecycle Rules null issue.NET Standard 1.5 and FriendlyURL's for files 0.4.5 File prefix and delimiter support.0.5.0 Large file management apis (version mix up as well). 0.5.2 Implemented Interfaces for easier testing (from and fixed tests.0.5.21 Fixed bug with formatting POST requests.This means that all of the objects in the Backblaze B2 sample data bucket can be. 0.5.3 Fixed incorrect property names for B2UploadPart and added GetDownloadAuthorization The Backblaze B2 bucket that we will be using is configured with PUBLIC access.0.5.31 Fixed upload bug introduced in 0.5.21.You can limit app key s to a single storage bucket, or even to specific files within a. You can create an app key using the Backblaze web UI, or you can use the b2createkey operation in the Native API. 0.5.32 Fixed bug preventing the use of Keys API keys You are running an account-level application that administers groups or buckets.0.6.0 Preliminary support for the v2 Keys API.0.6.1 Made Capabilities on the B2 Client read only, as they define what an application key can do and should not be mutable.(thanks 0.7.0 Fixed bug with encoding file names with /, All B2Client constructors will auto authorize with Backblaze, Capabilities surfaced to property on the B2Client, File copy API added. 0.7.1 Updated documentation and API for removal of AccountId, which is no longer needed.0.7.2 Async the authorize method, Added initialize path that does not call the API until told. Should retry the request if you are so inclined. Is returned will have the ShouldRetryRequest flag marked true. If one of these errors are encountered during an upload or download then the B2Exception that ErrorsĬertain errors returned by B2 point to a temporary error with the upload or download of a file. See the Large File tests for usage details. var options = new B2Options ( ) Large File API the B2Client will default to the bucketId provided here // for all subsequent calls if you set PersistBucket to true.
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Dead cells steam init failed2/29/2024 Otherwise, many games and other programs that depend on the video card won’t work. Your version of Windows needs the correct DirectX version to work properly. If this isn’t the case, trying to start the program can lead to the “ Failed to Initialize” error. An application or game will usually work correctly if the version of DirectX it requires is already installed. Work your way through these potential fixes and make sure you apply each method correctly.ĭirectX is a package of multimedia technologies required by many games and graphics-oriented programs to run on Windows. How to Fix the “ DirectX Failed to Initialize” Error Below are six effective fixes that could help you. Irrespective of the cause, it is more important to find a solution. Symptoms like a slowed-down PC, random crashes and freezes, and reduced performance can point to malware infection.
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